Comments for Craige Brawley http://www.craigebrawley.com Just another WordPress site Sat, 16 Jul 2011 10:40:27 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Long-Term Care Insurance by attorney http://www.craigebrawley.com/long-term-care-insurance/#comment-42 attorney Sat, 16 Jul 2011 10:40:27 +0000 http://www.craigebrawley.com/?p=376#comment-42 Very helpful post man, thanks for the info. Very helpful post man, thanks for the info.

]]> Comment on Long-Term Care Insurance by Scott A. Olson http://www.craigebrawley.com/long-term-care-insurance/#comment-12 Scott A. Olson Mon, 13 Jun 2011 16:18:25 +0000 http://www.craigebrawley.com/?p=376#comment-12 A lot of people don't realize that they are better off buying an LTCi policy on their own, rather than through their employer. Most group long-term care policies do not offer any type of discount to married couples or domestic partners and they usually don’t offer preferred health discounts. Married couples (or those who have been domestic partners for 2 years or more) can usually get at least a 30% discount off of both of their long-term care policies when they purchase a policy on their own rather than through their employer. Here’s a link with a more detailed explanation: http://bit.ly/GroupLTCi-vs-Individual sao A lot of people don’t realize that they are better off buying an LTCi policy on their own, rather than through their employer.

Most group long-term care policies do not offer any type of discount to married couples or domestic partners and they usually don’t offer preferred health discounts.

Married couples (or those who have been domestic partners for 2 years or more) can usually get at least a 30% discount off of both of their long-term care policies when they purchase a policy on their own rather than through their employer.

Here’s a link with a more detailed explanation:

http://bit.ly/GroupLTCi-vs-Individual

sao

]]> Comment on Long-Term Care Insurance by Phil McDonough http://www.craigebrawley.com/long-term-care-insurance/#comment-8 Phil McDonough Mon, 23 May 2011 20:31:33 +0000 http://www.craigebrawley.com/?p=376#comment-8 Terrific post. I'm happy to hear recognition of why it (LTCi) will cost more for actuarial and health reasons, and an 'answer' with a 10-Pay plan. Irregardless of the ability to afford a paid-up option, the almost 60% chance that one in a couple will use it makes a continuous pay plan so financially appropriate - total premiums returned in as little as 3 months of care! Terrific post. I’m happy to hear recognition of why it (LTCi) will cost more
for actuarial and health reasons, and an ‘answer’ with a 10-Pay plan.
Irregardless of the ability to afford a paid-up option, the almost 60%
chance that one in a couple will use it makes a continuous pay plan so
financially appropriate – total premiums returned in as little as 3 months
of care!

]]> Comment on Long-Term Care Insurance by Scott A. Olson http://www.craigebrawley.com/long-term-care-insurance/#comment-6 Scott A. Olson Sun, 22 May 2011 15:27:26 +0000 http://www.craigebrawley.com/?p=376#comment-6 Great advice. Thank you! Scott A. Olson Great advice.
Thank you!

Scott A. Olson

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