Author Archives: Bailey

Long-Term Care Insurance

Our safety net has a hole in it. If you or a loved one live in North Carolina and end up needing 24-hour-per-day care in an assisted living facility (like many persons in the middle stages of Alzheimer’s disease, for … Continue reading

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Giving Your House Away and Medicaid Transfer Penalties

One question I am often asked is whether clients should give their homes to their children. The usual reason for the question is the parents wanting to get eligible for Medicaid quicker and save the house for the children. The … Continue reading

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Para-Olympian Walks

Quadriplegic Para-Olympian Walks Modern technology can help make miracles for persons with disabilities. I recommend this article about a young man with quadriplegia being able to walk again thanks to robotic legs. If you have a loved one with a … Continue reading

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3 Steps to Avoid Identity Theft or Scams

If your spouse, parent or other loved one has dementia or diminished capacity, how can you help protect them from identity theft or unscrupulous lenders? I recommend three simple steps. First, freeze the loved one’s credit at the three credit … Continue reading

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